Stephen James Enfield, trading as Stephen James is a credit broker not a lender.

Terms and Conditions:

*Contribution varies from £3,000 on MINI Cooper E models to £3,750 on MINI Cooper SE models with Representative 4.9% APR Representative available on a new all electric MINI Cooper Select agreement for vehicles ordered between 04/11/2024 and 31/12/2024 and registered by 31/12/2024 (subject to availability) at participating MINI retailers. Retail customers only. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. ‘MINI Select’ is a form of hire purchase agreement provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. Stephen James (Automotive) Limited trading as Stephen James Enfield introduces customers to a selected panel of lenders, which includes MINI Financial Services. We receive a fixed commission for introducing you to MINI Financial Services, calculated by reference to the vehicle or as a percentage of the amount you borrow. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. An introduction from us does not amount to independent financial advice.